The overwhelming majority of people have not made any plans for how they will pay for adult social care in older age, national public polling by the Local Government Association reveals. Unlike the NHS, which is free at the point of need, social care is means tested and what you contribute to the cost of your care depends on the care setting and your level of assets and savings. Across the UK, 44 per cent of people in care homes pay the full cost of their care themselves, and more than a quarter 26 per cent pay the full cost of their homecare.
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